Travel Insurance
Submitted by gina on Wed, 12/09/2012 - 13:26
A holiday is for a great change away from home. But what do you do if you fall ill in a completely new city (especially with small children), meet with an accident, your flight is delayed/missed or baggage is lost! When we hear the term travel insurance, the first impression we get is that of insurance coverage for overseas travel. Very few people are aware of the fact that travel insurance can be taken for domestic travel within India.
Just like the various coverage offered under overseas travel insurance, the domestic travel insurance package also offers various covers that are suited for individual and family travel needs. This insurance in simple terms is suited for any one travelling by Air/Rail/Road within the Republic of India.
Some of the major covers under domestic travel insurance are
Some of the major covers under domestic travel insurance are
-
Missed Departure-Rail or Air: The cost of your actual ticket (air / rail) will be reimbursed in the event of missing the departure of your booked journey.
-
Cost of accommodation due to delay: The extra accommodation expenses incurred will be reimbursed in case of unavoidable delays during the trip.
-
Loss of Ticket: In case of a ticket loss and the individual/family is unable to continue the trip, the cost of the lost ticket will be reimbursed.
-
Emergency Medical Transportation: IN case of medical emergencies, the cost of transporting the injured/sick to the nearest medical facility will be reimbursed.
Some of the companies are also providing coverage for accidental death and expense benefit and dismemberment benefit also. However, these policies do not cover the expenses arising out of travel against the advice of a physician, war conditions, and travelling under the act of intoxicating drugs and substances.
- Log in to post comments
